Conventional Loans
JR Roderick
NMLS# 263586
Fort Collins, CO Loan Originator
Day of the Week | Hours |
---|---|
Mon | 9:00 AM - 5:00 PM |
Tue | 9:00 AM - 5:00 PM |
Wed | 9:00 AM - 5:00 PM |
Thu | 9:00 AM - 5:00 PM |
Fri | 9:00 AM - 5:00 PM |
Sat | Closed |
Sun | Closed |
If you have a fixed rate conventional loan, it is not assumable. However, a conventional adjustable rate mortgage (ARM) might be assumable after the rate has started adjusting.
Looking to buy a house that needs a little work? You can get a conventional or FHA renovation loan for a purchase or a refinance transaction.
A credit score is just one piece of your overall financial picture, so make sure you talk with a loan officer about your qualifying factors. That said, a conventional loan typically requires a credit score over 620, and all borrowers should have a credit score.